Old School Frugal
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Privacy Policy

Your privacy matters to us. We protect your data with traditional values and modern security.

🇪🇪 Estonian Data Sovereignty

Old School Frugal operates under Estonian data protection laws and B-Systems' Estonian e-Residency. Your financial information is protected by EU GDPR standards and never subject to US surveillance programs.

Information We Collect

We collect only the information necessary to provide our frugal living services:

  • Account Information: Name, email address, and basic profile information
  • Financial Goals Data: Savings goals, budget categories, and progress tracking (stored locally with MemoryDB)
  • Usage Information: Which features you use to improve our traditional wisdom content
  • Community Posts: Only what you choose to share in our community forums

How We Protect Your Data

  • MemoryDB Technology: Revolutionary fragment-based storage with quantum-safe encryption
  • Local Storage Priority: Financial data stored locally on your device when possible
  • Estonian Servers: Cloud data stored on Estonian servers under EU privacy protection
  • No Data Selling: We NEVER sell, rent, or share your personal information with advertisers
  • Minimal Data Collection: We collect only what's necessary for service delivery

Your Rights Under Estonian/EU Law

Under Estonian and EU data protection laws, you have the right to:

  • Data Access: Request all data we have about you
  • Data Correction: Update or correct any personal information
  • Data Deletion: Request complete deletion of your account and data
  • Data Portability: Export your data in MFG format for use elsewhere
  • Processing Objection: Object to any data processing activities

Traditional Business Values

Old School Frugal operates like traditional local businesses that respected customer privacy:

  • Your financial information stays private, just like your bank account
  • We earn revenue through honest subscription fees, not data monetization
  • Customer trust is built through service quality, not data manipulation
  • Transparency in all business practices, just like neighborhood businesses

Cookies and Tracking

We use minimal tracking technology:

  • Essential Cookies: Only for login and basic functionality
  • No Advertising Cookies: We don't use cookies for advertising or tracking
  • No Third-Party Trackers: No Google Analytics or Facebook tracking
  • Local Storage: Preference storage using browser local storage

Data Retention

We keep your data only as long as necessary:

  • Active Accounts: Data retained while account is active
  • Canceled Accounts: Data deleted within 30 days of cancellation
  • Legal Requirements: Some data may be retained for legal compliance
  • User Request: Immediate deletion available upon request

Contact Information

For privacy questions or data requests:

  • Email: privacy@oldschoolfrugal.com
  • Address: B-Systems, Estonian e-Residency Digital Services
  • Data Protection Officer: Brendan Moloney, Estonian e-Resident

Traditional Privacy Promise

Just like the local merchants and service providers your grandparents trusted, we treat your private information as sacred. Your financial data belongs to you, not to advertisers or data brokers. This is how business should be conducted.

Last updated: January 2025 • Effective immediately