Terms & Conditions

1. Service Agreement

By using Old School Frugal, you agree to these terms. We provide traditional frugal living education, tools, and community access in exchange for your subscription fee.

2. Subscription Terms

Monthly Plans

• Monthly subscriptions renew automatically each month
• You can cancel anytime before your next billing date
• No long-term commitments or cancellation fees
• Cancellation takes effect at the end of your current billing period

Money-Back Guarantee

• 30-day money-back guarantee for new subscribers
• If you don't save at least $100 using our methods, full refund available
• Refund requests must be made within 30 days of subscription start
• Proof of attempting our methods in good faith required

3. User Responsibilities

You agree to:

• Provide accurate account information
• Keep your login credentials secure
• Use our content for personal, non-commercial purposes
• Respect community guidelines in forums and discussions
• Follow safety guidelines when attempting repair or preservation techniques

4. Content and Intellectual Property

• Traditional techniques and recipes are part of public domain heritage
• Our specific educational content and presentation is copyrighted by B-Systems
• You may use techniques personally but cannot resell our educational materials
• Community contributions remain your intellectual property

5. Disclaimers

Financial Advice

Old School Frugal provides educational content about traditional money management, not professional financial advice. Consult qualified financial advisors for personalized guidance.

Safety and Results

• Follow safety guidelines when attempting repairs, food preservation, or gardening
• Results vary based on individual circumstances and effort
• We share traditional methods but cannot guarantee specific savings amounts
• Some techniques may not be suitable for all living situations

6. Service Availability

• We strive for 99.9% uptime but cannot guarantee uninterrupted service
• Scheduled maintenance will be announced in advance
• Emergency maintenance may occur without notice
• Service credits available for extended outages

7. Estonian Jurisdiction

These terms are governed by Estonian law as part of B-Systems' Estonian e-Residency. Any disputes will be resolved under Estonian jurisdiction, providing EU-standard privacy protection and fair business practices.

8. Changes to Terms

• We may update these terms to reflect service changes or legal requirements
• Significant changes will be announced 30 days in advance
• Continued use after changes constitutes acceptance
• You can cancel if you disagree with updated terms

9. Account Termination

• You can cancel your account anytime through your dashboard settings
• We may suspend accounts that violate community guidelines
• Data deletion follows our privacy policy timelines
• Outstanding balances must be paid before cancellation

10. Limitation of Liability

Our liability is limited to the amount you paid for our service. We are not responsible for any indirect damages, though we stand behind our traditional methods and educational quality.